Stop Losing Your Retirement to Taxes & Fees

Discover how to roll over your 401k or IRA into a tax-advantaged strategy that protects your wealth and gives you more control.

Get Your Free Rollover Analysis

Your 401k Is Costing You More Than You Think

Most people don't realize that their 401k or IRA is a ticking tax bomb. When you withdraw in retirement, you'll pay taxes on EVERY dollar - potentially losing 25-40% to the IRS.

Plus:

  • High management fees eating your returns (1-2% annually)

  • Market volatility putting your savings at risk

  • Limited control over your money

  • Required minimum distributions forcing you to withdraw whether you need it or not

There's a better way.

Roll Over to a Tax-Advantaged Strategy

As a Licensed Financial Professional partnered with Global Financial Impact, I help people like you discover strategies that:

✓ Grow tax-free (not tax-deferred)
✓ Access your money without penalties
✓ Protect against market crashes
✓ No required minimum distributions
✓ Leave a tax-free legacy to your family

Popular rollover vehicles:

  • Indexed Universal Life (IUL) - growth + protection + tax-free access

  • Fixed Indexed Annuities - guaranteed income you can't outlive

  • Other tax-advantaged solutions tailored to your goals

I'll educate you on your options and help you make the decision that's right for YOU.


Schedule Your Free Rollover Consultation

Is This Right For You?

  • Changing Jobs or Retired

    You have an old 401k sitting with a former employer and aren't sure what to do with it.

  • Approaching Retirement

    You're 5-10 years from retirement and want to protect what you've built from taxes and market risk.

  • Want More Control

    You're tired of limited investment options and want strategies that give you flexibility and protection.

Your 401k Is Costing You More Than You Think

Most people don't realize that their 401k or IRA is a ticking tax bomb. When you withdraw in retirement, you'll pay taxes on EVERY dollar - potentially losing 25-40% to the IRS.

Plus:

  • High management fees eating your returns (1-2% annually)

  • Market volatility putting your savings at risk

  • Limited control over your money

  • Required minimum distributions forcing you to withdraw whether you need it or not

There's a better way.

Your Questions Answered

  • When done correctly, rollovers are tax-free and penalty-free. I'll show you exactly how to do it right.

  • Most rollovers complete within 2-4 weeks. I handle the paperwork coordination.

  • You can roll over old 401ks from previous employers. Current employer 401ks depend on your plan rules - I'll help you understand your options.

  • Unlike 401ks, many tax-advantaged strategies allow you to access your money without penalties or restrictions.

  • Strategies like IUL and Fixed Indexed Annuities protect your principal while still giving you growth potential.

Not Your Typical Financial Professional

I don't just look at numbers - I look at YOU. As a Licensed Financial Professional, Certified Human Design Specialist, and partner with Global Financial Impact, I help you make financial decisions aligned with your authentic self.

You get:

  • Education-first approach (you understand everything)

  • Holistic perspective (finance + life alignment)

  • Access to premier solutions through GFI

  • Personal attention from someone who actually cares

I'm here to educate, not pressure. Your money, your choice.

Ready to Stop Losing Money to Taxes?

Get your free rollover analysis - see exactly how much you could save.

Learn more

📞 760.450.7301 | 📧 RichardLearmont22@gmail.com

No obligation. No pressure. Just clarity.